Credit Specialist

A Credit Specialist works in the loan application department of a bank or financial institution or for a credit brokerage company. You’ll assess loan applications and make recommendations to approve or decline client requests. Credit Specialists analyse financial information, conduct risk assessments and prepare paperwork for successful applications.

Credit Specialists should have strong customer service skills and excellent analytical abilities. You’ll need to be able to follow correct procedures and have a strong knowledge of financial products and systems. Credit Specialists must have good communication skills and be able to work as part of a team. It’s important you are organised and can manage your time well.

Future demand High
Average yearly income $89,960
Skill level Unknown

How do I become a credit specialist?

All skill levels Beginner Experienced
FNS40122

Certificate IV In Credit Management

Blended, Online
7 - 12 months
$0 - $1,745
  • There are no mandated entry requirements.
Additional requirements may apply.
  • There are no mandated entry requirements.
Additional requirements may apply.
*Showing course fees for all providers. Some providers may not be available in your area.

Related occupations

Common questions

Further reading

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