Lending Officer

A Lending Officer processes applications from customers wishing to borrow money. You’ll analyse the information in their application to determine if they are eligible for a loan from your organisation. This might involve collecting financial data such as credit scores or employment details and conducting risk assessments. You’ll make a decision on whether or not to approve their application and determine the amount they can borrow. A Lending Officer, or Loan Officer, may prepare loan documents and liaise with customers during the application process.

Lending Officers should have excellent customer service skills and be able to communicate with people from a range of backgrounds. You’ll need to be able to conduct detailed financial analysis and have a good understanding of lending systems and procedures. Lending Officers need to be organised and be able to work as part of a team.

Future demand Medium
Average yearly income $79,976
Skill level Unknown

How do I become a lending officer?

All skill levels Beginner Experienced
FNS50322

Diploma of Finance and Mortgage Broking Management

Blended, On Campus, Online
3 - 12 months
$0 - $15,000
  • There are no mandated entry requirements.
Additional requirements may apply.
  • There are no mandated entry requirements.
Additional requirements may apply.
FNS40821

Certificate IV in Finance and Mortgage Broking

Blended, On Campus, Online
6 - 24 months
$0 - $10,000
  • There are no mandated entry requirements.
Additional requirements may apply.
  • There are no mandated entry requirements.
Additional requirements may apply.
FNS42022

Certificate IV in Banking Services

Blended
6 months
$6,280
  • There are no mandated entry requirements.
Additional requirements may apply.
  • There are no mandated entry requirements.
Additional requirements may apply.
FNS41820

Certificate IV in Financial Services

Blended, On Campus, Online
12 - 24 months
$0 - $2,495
  • There are no mandated entry requirements.
Additional requirements may apply.
  • There are no mandated entry requirements.
Additional requirements may apply.
FNS50922

Diploma of Banking Services Management

Blended, On Campus
12 - 18 months
$0 - $10,000
  • There are no mandated entry requirements.
Additional requirements may apply.
  • There are no mandated entry requirements.
Additional requirements may apply.
FNS40122

Certificate IV In Credit Management

Blended, Online
7 - 12 months
$0 - $1,745
  • There are no mandated entry requirements.
Additional requirements may apply.
  • There are no mandated entry requirements.
Additional requirements may apply.
*Showing course fees for all providers. Some providers may not be available in your area.

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Common questions

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