Bendigo

Credit Officer

A Credit Officer processes applications for credit from potential borrowers. You might work for a bank, other financial institution or for a lending broker. A Credit Officer, or Credit Manager, collects financial information from customers and analyses their application. This might involve checking financial data and conducting risk assessments. You’ll make a recommendation on whether or not to approve an application and determine the amount a customer may borrow.

A Credit Officer should have a good head for numbers and a strong understanding of banking and financial systems. You’ll need to be good at financial analysis and be able to follow correct procedures. Customer service skills are important and you should be able to communicate with people from a range of backgrounds.

Future demand Medium
Average yearly income $69,992
Skill level Advanced

How do I become a credit officer?

All skill levels Beginner Experienced
FNS40122

Certificate IV In Credit Management

Blended, Online
7 - 12 months
$0 - $1,745
  • There are no mandated entry requirements.
Additional requirements may apply.
  • There are no mandated entry requirements.
Additional requirements may apply.
FNS40821

Certificate IV in Finance and Mortgage Broking

Online
7 months
$597
  • There are no mandated entry requirements.
Additional requirements may apply.
*Showing course fees for all providers. Some providers may not be available in your area.

Related occupations

Common questions

Further reading

What can you do with a Certificate IV in Finance and Mortgage Broking?

11th January 2022)

Choosing a security licence course in Australia: A step-by-step guide for jobseekers

10th November 2023)

Most popular finance courses

13th June 2022)