Study in Australia Essential Guide for Indian Students

Are you considering Australia as your international study destination? Our dedicated guide for Indian students is a comprehensive handbook to help you navigate the visa application process and get an idea of what it’s really like for Indian nationals to study in Australia.

Australia is a very popular choice for Indian students. In fact, there are more than 1.2 million Indian nationals currently enrolled at universities, schools, and colleges all over Australia.

As an academic destination, Australia offers thousands of esteemed university courses and opportunities to work and earn money while you study.Read our international student guide for reliable information so you can confidently budget your money, refine your study goals, and prepare for your arrival in Australia.

Let’s get started by taking a closer look at the Australian education system and the reasons why it has an international reputation for academic excellence.

Background Information

Australian Education System

Australia’s universities and world-class education system consistently rank in the top 10 of the world’s academic rankings and global indexes.At the time of writing, Australia has the 8th best education system in the world (World Population Review 2023) and is ranked 2nd in the world for education and educational outcomes (Organisation for Economic Co-operation and Development (OECD) 2021).

One of the reasons Australia rates so highly is because the government strictly regulates education and has systems in place to protect the rights and welfare of international students. Education providers must meet strict accreditation protocols, teaching staff must be suitably qualified, and qualifications must be issued according to national standards.

Levels of Education

There are four distinct sectors in the Australian education system: traditional schools, vocational education and training (VET), higher education, and pathway education.

1. Schools

Australian schools have an international reputation for excellence. Both public and private schools offer placements to Indian students aged 6 (and over), plus the children of international students with an approved study visa.Schools are categorised as follows:

• Early Childhood: pre-school and kindergarten
• Primary: Year 1 to Years 6/7
• Secondary: Years 6/7 to Year 12

The Australian school year consists of 4 x terms, beginning in late January and continuing until early December.

2. Vocational Education and Training (VET)

Vocational Education and Training, more commonly known as VET, are nationally recognised courses and trade qualifications that align with in-demand occupations and business professions. Whether you’re interested in leadership and management, business administration, or healthcare, there is a VET qualification that aligns perfectly with your desired career path.

VET courses are delivered by Registered Training Organisations (RTOs) and Technical Colleges with real-world industry experience. As a student, you’ll gain the practical skills and professional knowledge you need to start working immediately after graduation.

Australian VET qualifications include:

• Certificates — from Certificate I, Certificate II, Certificate III, and Certificate IV, these hands-on qualifications are a direct pathway to industry and employment.
• Apprenticeships and Traineeships — are structured training arrangements that allow students to get a trade qualification over 4 years, while working on the job. International students are NOT eligible for Australian apprenticeships and traineeships so don’t be misled by an illegal Migration Agent.
• Diplomas — VET diplomas and advanced diplomas develop leadership skills and advanced industry knowledge. Many diplomas articulate into higher education degrees and undergraduate qualifications.

3. Higher Education

Australian universities and colleges are recognised by the world’s leading global indexes including the QS World University Rankings and the Times Higher Education World University Rankings. They deliver:

• Undergraduate Qualifications — Bachelor’s and Honour’s degrees in Australia take 3-4 years to complete.
• Post-graduate Qualifications — Master’s and Research degrees range from 1-4 years.
• Doctoral Qualifications— PhD and doctoral degrees take 4 years. This includes 3 years of study under a supervisor, plus 1 year for review.

The academic year for Australian universities and higher education providers is divided into (either) 2 x semesters or 3 x trimesters. Classes usually start in mid-Feburary and continue until early December, with short breaks of 10-14 days between semesters.

4. Pathway Education

Pathway education courses help students meet academic intake requirements in language, digital literacy, and subjects like maths and science. It includes:

• ELICOS English Language Courses — specialist language courses that ensure your English meets the requirements for university enrolment and the Student Visa 500. Courses span from 5 to 50 weeks and must be delivered by a registered ELICOS (English Language Intensive Courses for Overseas Students) provider.
• Foundational Courses — are offered by universities and RTOs to develop essential skills such as essay writing, academic research, and digital literacy. The Certificate IV in English for Academic Purposes is a popular foundational course.
• Bridging Courses — are offered by universities, RTOs and technical colleges to refresh your knowledge in a specific subject like physics, chemistry, or mathematics. A great example of a bridging course is a Certificate IV in Preparation for Health and Nursing Studies which prepares you for the Bachelor of Nursing.

International Students can package two (or more) courses on a Student Visa 500 when there is a logical progression from one course to the next. For example, you could package an ELICOS Language Course + Bridging Course + Bachelor’s Degree.

Australian Qualifications Framework (AQF)

Every course in Australia, whether it’s a Doctor of Philosophy from the prestigious Melbourne University, or a Certificate II in English Proficiency at an accredited language school, is regulated by the Australian Qualifications Framework (AQF).

The AQF ensures that Australian education providers complete a rigorous accreditation process and all of the qualifications they deliver, comply with the national standards.

This means that the qualification you receive when you graduate is recognised Australia-wide. While back in India, organisations like the Association of Indian Universities (AIU) can grant an equivalence certificate for your degree or diploma.

Legal Protection for International Students

Australia has special laws to protect the rights of all international students. The Education Services for Overseas Students Act 2000 and the National Code of Practice for Providers of Education and Training to Overseas Students 2018 ensure that you have a great study experience while you are in Australia.

Under this legislation, education providers must provide clear information about course tuition fees,offer a proper refund policy, and not ask you to pay more than 50% of tuition fees before you begin studying. Additionally, the government’s Tuition Protection Service (TPS) will support you if your Education Provider closes or defaults on your course.

If you feel you are being treated unfairly, or something isn’t quite right, the Commonwealth Ombudsman for Overseas Students is always available to help.

Student Support Services

Australian schools, universities, and technical colleges have dedicated student support services to help you get the most from your studies. You can expect health and wellbeing counsellors, careers advisors, success coaches, legal advisors, and free workshops to improve your English and academic study skills.

Additionally, many of Australia’s larger universities have a dedicated support network for International students that includes:

• Social days
• Networking events for new students
• Student advisors who can help you with questions about visas, working in Australia, language difficulties, and connecting with the wider Indian community.

Academic Scholarships

Studying in Australia can be expensive, but there are thousands of available scholarships to help international students with the cost of their studies. This section lists Australia’s most popular scholarships and provides some background information on the types of available funding plus the best practices for a successful scholarship application.

What is an Academic Scholarship?

An academic scholarship is a prize or financial incentive that is awarded to eligible students to assist them with the cost of their education. Scholarship monies can be used to pay for tuition fees, textbooks, accommodation and living expenses, computer software, and other academic expenses.

While many scholarships are awarded for academic achievement, there are also opportunities for students of different ages, genders, geographic locations, and financial status. If you are experiencing financial hardship, there may be a scholarship that can help you.

To receive an academic scholarship you must meet the eligibility criteria and (in most cases) lodge a written application that explains why you are the best candidate.

Scholarship applications are reviewed by an independent panel and awarded to the candidate/s that best meet the selection criteria and align with the values of the donor or awarding organisation.

Types of Scholarship Funding

Academic scholarships generally award three types of funding:

• Lump sum payments — a one-off payment used for academic tuition fees. In most cases, this is paid directly to your education provider.
• Fee Discounts — academic tuition fees are reduced for the duration of the course. Depending on the education provider, this can range from 10%-50% off the full cost of the course.
• Stipends, Allowances, and Bursaries — additional funds to offset accommodation, living costs and academic expenses. Stipends are often awarded to post-graduate students to assist with research expenses.

It is important to remember that you can only use awarded funds according to the terms and conditions of the scholarship. If you misuse any of the money, you may have your scholarship cancelled and be asked to repay the funds.

Popular Scholarships in Australia

Here are some of Australia’s most popular academic scholarships, we also recommend using the scholarship search tool on the Study Australia government website.

• Australia Awards — Managed and funded by the Australian government, an Australia Awards Scholarship provides all the necessary funding to complete your studies — as well as easy access to student contact officers who will support you for the duration of your course.
• Destination Australia — Funded by the Australian government, Destination Australia scholarships offer (up to) AUD$15,000 per student at 87 different campuses in regional Australia.
• Research Training Program (RTP) — Funded by the Australian government, international students enrolled in post-graduate studies can receive financial assistance with living expenses, tuition fees, and academic expenses.
• Academic Merit scholarships — Many Australian universities and colleges offer scholarships to international students based on academic merit.
• Equity Scholarships — Provided by the Universities Admissions Centre (NSW & ACT), Equity Scholarships provide financial assistance to disadvantaged students. Though limited in number, there are some opportunities for international students.
• Rotary International Scholarships — Many international Rotary clubs offer academic scholarships including the prestigious Peace Fellowship to eligible students. Check with your local Rotary Club in India to see if you are eligible.

Quick Tips for Applying for a Scholarship

Australian academic scholarships are highly competitive so take the time to prepare a compelling application that clearly demonstrates why you are the best candidate.

• Get started right away — All academic scholarships have a cut-off date so don’t leave your application until the last minute. Scholarship applications need a lot of writing and document preparation, and you don’t want to miss the deadline.
• Check eligibility criteria and financial benefits — Download a scholarship information pack from the university website and make sure the scholarship is a good fit for you. Read through the eligibility criteria and make sure the benefits and financial incentives will suit your study needs.
• Understand the terms and conditions — If you are awarded an academic scholarship, you may be required to sign a legally binding contract, so make sure you fully understand the terms and conditions. For example: Will you lose your funding if you fail a subject? Can you change courses? Do you have to submit progress reports? Can you apply for a second scholarship? Do you have to attend marketing events? Are there any special requirements for Indian students?
• Do background research — If you are keen to apply for the scholarship you should talk to someone from the university and find out more about the individual or organisation who donated the funds. Also, check out previous winners.
• Gather supporting documentation — Now start gathering your supporting documents. Make sure they are scanned or copied so they are fully legible and in the correct format.If you leave out a document, your scholarship application may be disregarded.
• Address all the selection criteria — In your application, you must address the selection criteria in each question. For each answer write a short statement that outlines how your current skills, attributes, knowledge, qualifications, or attributes satisfy this criterion. If you don’t address the selection criteria, your application may also be disregarded.
• Final Checklist — Before you submit your application do a final check to make sure you have answered every question, all your supporting documents have been uploaded correctly (or are attached to the form), and there are no spelling mistakes.

Top Universities and Colleges

Australia is home to some of the world’s leading universities and colleges. Indian students can choose from 42 different universities, with 10 of them consistently ranked in the world’s top 100.

University of Melbourne

UNIMELB is Australia’s leading university with stunning campuses in the heart of Melbourne City — the country’s cultural capital. International students have access to a full range of programs including world-renowned qualifications in medicine, law, and environmental sciences.

Monash University

Monash is a world-class university with campuses and connections all over Melbourne as well as Europe and South-East Asia — including the IITB Monash Academy, in Mumbai. Currently ranked #2 in the world for Pharmacy and pharmacology and #3 for Nursing, there are also excellent programs in Engineering, Economics, and Information Technology.

University of Sydney

The University of Sydney is Australia’s oldest university and has a reputation for excellence in nursing, oncology, sports science, veterinary medicine, surgery, business administration, law, and telecommunication engineering. The historic campuses and heritage buildings, as well as state-of-the-art field stations all over Australia, ensure that students have a rich and diverse study experience.

Australian National University

ANU is located in the nation’s capital of Canberra and is the Australian university with the highest number of international students. ANU has globally recognised programs in geology, philosophy, political science, sociology, development studies and linguistics.

University Of Queensland

UQ is the leading university in the Sunshine State of Queensland. If you love warm weather and picturesque river-side campuses, you should definitely check it out. International students have access to a full range of faculties and innovative subject choices including highly ranked programs in business administration, life sciences, engineering and mining, biodiversity conservation, and sports science.

University of NSW

Located in the heart of Sydney, UNSW is an internationally acclaimed research university that is ranked highly for its innovations in sustainability, graduate employment outcomes, and international research. Currently ranked 19th in the world (QS World University Rankings 2024), you should definitely check out their globally recognised programs in civil and structural engineering, accounting and finance, law, water resources, and information science.

Australia’s other world top 100 universities include:

• University of Adelaide
• University of Western Australia
• University of Technology Sydney
• Macquarie University

Choosing a Course

Australia has an outstanding selection of courses and educational programs for Indian students. However, choosing a course from the thousands of university degrees and vocational qualifications can be overwhelming.

Spend some time researching the career paths and job opportunities in the different study areas, and at the same time, think about your skills and personal interests.

• What do you like doing?
• What are you good at?
• What world issues and challenges are you passionate about?
• Where do you see yourself working in the future?

You are more likely to finish your studies and achieve good results if you focus on something you love doing, rather than trying to please your friends and family.

Areas of study

If you are keen to get started, browse the latest program offerings with Australia’s most trusted course providers. You can also search the websites of your favourite universities and download the course brochures.

• Agriculture and agritech — become a global innovator in livestock and crop farming. In Australia, you’ll gain hands-on knowledge of different growing climates and explore pressing issues like sustainable food production, soil restoration, and land management.
• Architecture, construction, and planning — passionate about the built environment? Study with the world’s best as you learn how to create and maintain the built spaces where we work, live, and play.
• Business, management and entrepreneurship — get the skills and knowledge to rock the corporate world. You’ll develop world-class competencies in communication, collaboration, and problem-solving while leveraging the latest business technologies and management tools.
• Creative arts and design — transform your creativity and artistic visions into a global career in the visual arts, music, literature, dance, design, drama and more. You’ll build a portfolio of professional work and have access to the latest creative industry technologies.
• Engineering, automation and technology — want to design and engineer innovative machines, gadgets, and technologies? Australia is a great place to begin your career in robotics, chemical engineering, biomedicine, food technology, manufacturing technology, and much more.
• Environmental sciences and sustainability — ensure the future of the planet and the world’s natural environment. You could specialise in sustainable development, climate action, renewable energies, soil conservation, or wildlife and marine protection.
• Health, medicine, and psychology — become a qualified healthcare professional or medical researcher. Using the latest medical technologies, you’ll gain high-end technical skills as well as critical competencies in patient communication and professional collaboration.
• Information Technology (IT) and computing — collaborate with the world’s greatest minds in computer science, multimedia, and software development. Studying in Australia you could develop and trial exciting new technologies in gaming, data science, business analytics, health informatics, cybersecurity, information management, and much more.
• Law and paralegal studies — get a world-class law education. When you study law in Australia you could specialise in criminal law, international law, environmental law, business law, social justice, human rights, or law enforcement.
• Media and communications — launch your career in film, TV, screen media, writing, or journalism. You’ll connect with media industry professionals and gain advanced technical skills using the latest creative media technologies.
• Personal care, sport and fitness — help people become physically stronger, faster, happier, and healthier. You could specialise in sports coaching, exercise physiology, personal training, massage therapy, life coaching and so much more.
• Science and Mathematics — harness the power of your analytical and enquiring mind. You’ll connect with Australia’s top thinkers, research laboratories, and STEM technologies.
• Society, culture and humanities — take a deep dive into human connections and social structure. You could launch a career in public administration, community service, international aid and development, anthropology, or social welfare.
• Teacher education and training — get the skills to educate the next generation of world leaders and global innovators. Graduate as a registered teacher or trainer ready to make a difference in the lives of learners everywhere.
• Travel, hospitality and tourism — shape the way people enjoy their leisure time and travel experiences. You’ll gain hands-on skills in people management, communication, and customer service excellence.
• Veterinary medicine — take your passion for animal companionship and care to the next level. With an Australian qualification, you could become a veterinary surgeon, animal trainer, vet nurse, or wildlife conservation specialist.

Australian Study Locations

Another critical consideration when choosing a course in Australia is your study location. Australia is a very large country, with eight states and territories that incorporate cities and metro zones, beaches and coastline, mountains and hinterlands, agricultural farmlands, tropical zones, outback and desert regions.

Where would you like to live? What aspect of Australian culture do you most want to experience? Do you prefer a fast-paced city lifestyle, or something more laid back? Here are a few considerations.

Popular Destinations

Are you ready to explore some of Australia’s most popular destinations with Indian students? Here are our top picks.

Sydney, New South Wales — wake up every day to the stunning Sydney Harbour backdrop and a thriving metropolis of multiculturalism and lifestyle technologies.

Melbourne, Victoria — immerse yourself in the undisputed culture capital of Australia — plus it’s home to the country’s best universities.

Hobart, Tasmania — breathe the world’s cleanest air and explore Australia’s unspoilt wilderness and world heritage areas.

Adelaide, South Australia — explore rugged mountain ranges, wine and cultural festivals — and the famous Glenelg beach and jetty.

Perth, Western Australia — dive into an active social life, incredible arts scene, and spectacular Indian Ocean beaches.

Darwin, Northern Territory — experience the geographic and cultural wonders of Australia’s Top End — and super-friendly people.

Brisbane, Queensland — live and study in a laid-back river city, with great weather.

Gold Coast, Queensland — enjoy an active outdoor lifestyle that includes fantastic surf beaches, vibrant nightlife, and warm sunny weather.

Newcastle, New South Wales — make plenty of new friends in a regional city skirted by beaches, national parks, lakes, and world-class wineries.

Academic Entry Requirements

When you find a course you like, carefully review the academic entry requirements. Most education providers in Australia have the following admissions criteria (see below) but these can vary for specialist courses or high-end degrees.

• Vocational Education and Training Certificates and Diplomas — usually no pre-requisites.
• Bachelor’s Degree — high school qualification that is equivalent to the Australian Year 12 Graduation Certificate. Alternatively, a VET qualification in the same industry or employment sector.
• Master’s Degree — Bachelor’s degree or Graduate Diploma.
• Doctoral Qualifications — Master’s degree with a research component.

Indian students must also meet the minimum standards of English language proficiency. For more details, check the English Language Competency section under Visa Essentials in this student guide.

What if you don’t meet the academic requirements?

Don’t worry if you don’t meet the admissions criteria for the course you like. You can always take ELICOS English language classes, bridging programs, and pathway education courses to get your skills up to the required standard.

The Australian Department of Home Affairs will allow you to package two (or more) courses if there is a direct progression from one course to the next. Here’s a quick example.

Imagine you want to become an accountant but don’t have a recognised high school qualification or sufficient English. Home Affairs may allow you to package the following courses and issue you with a Student 500 Visa:

1. English for Academic Purposes (followed by)
2. Certificate IV in Adult Tertiary Preparation (followed by)
3. Bachelor of Accounting and Finance

For more information about packaging courses on your visa application, read Visa Essentials: Eligibility: Course Enrolment in this student guide.

How to Enrol in a Course

Many Australian universities, schools, RTOs, and technical colleges allow you to apply for courses using the online enrolment portal on their website, while others prefer you to use a tertiary admissions centre.

On the university or education provider’s website, look for the ‘How to Apply’ or ‘Apply Now’ button in the course description to determine their preferred method.

Applying directly

When making a direct application to the university you should:

• Download and read the university (or education provider) Student Handbook.
• Gather any required documents (eg, Indian passport, school certificates, English Language test results) and have them certified if they are not in English.
• Check your finances and make sure you can afford the tuition fees and ancillary costs associated with the course.
• Complete the online application form.
• Pay any application fees. Not all universities have application fees, but some do.
• Wait for your application to be processed (usually 3-4 weeks) and (if approved) receive your letter of offer and instructions for accepting.
• Carefully read your letter of offer so you understand how much money you need to pay if you accept, as well as the ongoing charges.
• Accept your offer to study and pay the tuition fees**.
• Receive your electronic Confirmation of Enrolment (CoE).

**If you are concerned about paying university tuition fees before your study visa is approved, read our detailed section Visa Essentials: Fees and Refunds.

Using a Tertiary Admissions Centre

Some Australian universities use tertiary admissions centres to manage international enrolments. To apply, use the enrolment portal on the admissions centre website, and follow the same 9 steps listed above.

Authorised tertiary admissions centres in Australia include:

• Universities Admissions Centre (UAC NSW & ACT)
• Queensland Tertiary Admissions Centre (QTAC)
• Victorian Tertiary Admissions Centre (VTAC)
• South Australian Tertiary Admissions Centre (SATAC)
• Tertiary Institutions Service Centre, Western Australia

Using an Education Agent

Another way to enrol in an Australian degree or VET qualification is to use an authorised Education Agent who is based in India. Education Agents are experts on the Australian education system as well as the enrolment process.

You will find the list of Indian Education Agents on the university or education provider website (make sure you look under in ‘International Students’ section). Only use an education agent who is authorised to represent the university, school, or education provider you want to study with.

IMPORTANT! Education Agents are not Migration Agents. They can help you enrol in an Australian course, but they are not qualified to provide information about visas, work placements, and residency. We’ll unpack this in more detail in Visa Essentials: Avoiding Visa Scams.

Changing your Course or Education Provider

Think very carefully before enrolling in an Australian degree or VET qualification. While changes to your enrolment are permissible in special circumstances, you may have your study visa cancelled if you try to:

• Switch to a different university or education provider but have only completed 6 months (or less) of the main coursework.
• Downgrade to a lower-level course.

Changing from a degree to a VET qualification may also disqualify you from future work placements, migration, and permanent residency. In recent years, Indian students have been targeted by unscrupulous migration agents and scammers who convince them to change education providers and downgrade their studies in exchange for gadgets, cash, and event tickets.

Don’t get caught out, the Australian government has introduced several measures to stop this practice. We discuss this in more detail in Visa Essentials: Avoiding Visa Scams.

Visa Essentials

Indian nationals must obtain a proper work, travel, or study visa before arriving in Australia. In this section, we will:

• Unpack the different types of Australian visas.
• Walk you through the student visa application process.
• Review the latest visa fees and study costs.
• Provide some practical advice for avoiding visa scams.

But before we get started. Remember! The Electronic Travel Authority ETA (ie, Australian travel visa) does not entitle you to work or study in Australia. You risk being deported if you don’t secure an additional work or study visa.

Types of visas

Student Visas

There are three different visas for Indian students who want to study or undertake workplace training in Australia.

(1) Visa 500 — Student Visa

Student Visa 500 is the most common visa for Indian students. It allows you to study for (up to) 5 years in Australia and work (up to) 48 hours per fortnight while your course is in session.

To apply for a Student Visa 500, you must be enrolled in full-time study at a CRICOS-registered university, school, RTO, or education provider. Processing times are usually 45-65 days — but may take longer if you are packaging courses or your situation is complex.

IMPORTANT! Australian visas cannot be renewed, so if your visa 500 expires before you finish your course, you will need to apply (and pay) for a whole new visa. You may also require a Bridging Visa (BVA).

(2) Visa 485 — Temporary Graduate Visa

If you are under 50 years of age and have recently graduated from an Australian degree program where there is an occupational skills shortage, Visa 485 allows you to work and study in Australia for another 1-4 years. Even better, your family can come with you.

Visa 485 processing ranges from 3-8 months and your approved length of stay will depend on the course you recently completed — plus the current skill shortages in the related occupation.

(3) Visa 407 — Training Visa

Another option for Indian students is the Training Visa 407 which allows you to complete workplace-based training in Australia for (up to) 2 years. The training must be related to your existing industry or field of expertise, and you’ll need to be nominated (or sponsored) by an education provider or approved employer before you apply.

Processing for Visa 407 is usually 60 days — but will be considerably delayed (or cancelled) if your sponsor has not received approval as a Temporary Activities Sponsor before you apply for the visa.

Other Visas

Bridging Visa

It is against the law for any international student to remain in Australia without an active visa. If your study visa is going to expire before you finish your course, Home Affairs Australia offers a bridging visa (also known as BVA) so you can lawfully stay in Australia while you obtain a new study visa.

To be eligible for the Visa 010 — Bridging Visa A (BVA) you must have already held an Australian visa and have proper health insurance. While the BVA is in place, there may be additional restrictions on your working hours, travel, and study activities. There are no charges for BVA.

Visa 494 — Skilled Employer Sponsored Regional (Provisional) Visa

If you are under 45 years of age, have specialist skills, and are willing to live in a designated regional area — Visa 494 allows you to live, work and study in Australia for (up to) 5 years. You must be nominated by an approved employer or sponsor and part of the application process includes a full skills assessment and English language testing.

Processing times for Visa 494 are generally between 4-9 months. This is a very expensive visa but it is a common pathway to permanent residency and Australian citizenship.

It’s important to remember that Visa 494 is primarily a work visa. Although you are allowed to study, you must continue employment with your approved sponsor (and in your designated region) for the duration of your stay.

Eligibility for Australian Student Visas

Now let’s review the eligibility criteria of the Student Visa 500 — the most popular visa for Indian nationals studying in Australia.

1. Course Enrolment

You must be actively enrolled in a course that is on the CRICOS Register (Commonwealth Register of Institutions and Courses for Overseas Students) and hold an electronic Confirmation of Enrolment (CoE).

Your Confirmation of Enrolment (CoE) is emailed to you by the university or education provider after you accept your offer to study and pay the course tuition fees.

If you want to package two (or more) courses (eg, foundation course + degree), you will need an electronic Confirmation of Enrolment (CoE) for each of the courses.

2. Health Exams and Insurance

You must be in good physical health to live in Australia. If you studying to become a doctor, nurse, dentist, or paramedic — or are deemed to be at high risk for infectious disease — you may need to be screened for:

• Measles
• Tuberculosis
• HIV and hepatitis
• Yellow Fever
• Polio
• Ebola Virus Disease (EVD)

After you apply for your Study Visa 500, you will be notified if you need to organise a health examination and screening tests.The notification will be posted to your Home Affairs ImmiAccount or sent to your Authorised Migration Agent.

If you are required to have a health exam, your visa application cannot proceed until your test results are lodged with Home Affairs Australia.

Student Health Insurance

All international students must have, and maintain, overseas student health cover (OSHC). OSHC is a requirement of the Student Visa 500 and you will be asked to provide your policy documents during your visa application.

You are financially responsible for all your medical costs while in Australia and OSHC can help if you have an accident or medical emergency, need an ambulance, or contract a serious illness.

Most OSHC policies cover ambulance fees, hospital admissions, and essential emergency care — but may not cover ancillary costs (eg, dental, elective surgery) and some medications.

When choosing a policy, read the fine print very carefully to ensure it meets your individual healthcare needs. And remember, you need continuous OSHC for the whole time you are in Australia — from the day you first arrive, until the day you finish your course and return to India.

We recommend reading the Factsheet on the Home Affairs website: Adequate health insurance for visa holders

English Language

English is Australia’s official language and you will need to prove your proficiency in reading and writing English before you can enrol at an Australian school, university, technical college, or Registered Training Organisation (RTO).

English Language Tests Providers

The following English language tests are accepted by Australian education providers as well as student visa 500 applications:

• International English Language Testing System (IELTS)
• Cambridge English: Advanced (Certificate in Advanced English)
• Pearson Test of English Academic (PTE Academic)
• Occupational English Test
• TOEFL internet-based test is no longer recognised. However, you can still submit test scores that were taken before 25 July 2023.

The Australian government increased the minimum scores for English language tests in December 2023, so we recommend cross-checking the latest visa requirements against the requirements of your education provider.

What if I fail my English Language test?

If you fail your English Language test you can sit the test again, but you will need to pay another test fee. Some providers, eg, IELTS, allow you to only retake the section you failed -- as long as it's within 60 days of the original test date. However, if you are sitting the test again, we recommend hiring an English tutor or taking Australian English classes.

Another alternative to the English language test is enrolling in an ELICOS English Language Course with an Australian education provider. This exempts you from taking a test. You’ll need to package the ELICOS course on your visa application, plus include the details in the language requirements section.

Character

International students must be of good moral character to receive a Student Visa 500. After you apply, you may be asked to provide a Police Clearance Certificate (PCC) that has been issued by the High Commission of India.

Your student visa application may be declined if you have been convicted of a serious crime — especially if it’s a crime involving children, domestic violence, people smuggling, or war crimes.

It’s very important to be honest about your background and declare any criminal convictions and activity. Home Affairs may refuse your application if they discover something in your background check that has not been disclosed.

Financial capacity

You need to prove you have enough money to pay for your course and all your living expenses while you are in Australia. Expenses are generally much higher here than in India and you will need to carefully research the cost of living in the region of Australia where you will be living.

In your visa application, there are two ways of proving you have the financial means to study:

METHOD 1: Create a detailed written budget of all your anticipated expenses and attach financial documents (e.g. bank statements) with a balance that covers (at least):

• Travel costs to Australia
• 12 months of living expenses (ie, accommodation, food, medical)
• 12 months of course tuition fees and ancillary costs
• All expenses for family members and children who will be accompanying you

METHOD 2: Provide evidence that your parents or spouse are willing to support you (and pay all your study expenses) while you are in Australia. They must have an annual income of at least AUD$72,465 (if you are single) or AUD$84,453 (if you are married or have family members coming with you).

Other Requirements

The Australian student visa 500 also requires you to:

• Have permission from your parents, and someone to take care of you if you are under 18 years of age
• Sign the Australian values statement
• Pay back any debts or money owed to the government

Fees and Refunds

If you are wondering how much it costs to study in Australia, this section unpacks the different fees and charges you can expect, as well as the availability of refunds if your circumstances change.

All fees and costs in this section are quoted in AUD Australian dollars. They represent average costs only -- so you should obtain a formal quote to accurately budget for your expenses.

Course Fees

(a) Tuition Fees

• VET Certificates and diplomas — $20,000 to $30,000 per year
• Bachelor’s degree — $30,000 to $40,000
• Master’s, PhD, and research qualifications — $30,000 to $50,000

You will have to pay at least half of the course tuition fees when you enrol. Once the course is in session, you may be required to pay the full balance right away.

(b) Enrolment Application Fees

Some universities and education providers have an application fee of between $50 and $150. This must be paid when you lodge your enrolment application and won't be refunded if your application is withdrawn, cancelled, or declined.

(c) Ancillary Costs

Depending on the course you choose, you may need to pay for textbooks, software, tools, uniforms, travel to field stations, and equipment for special projects.

Visa Fees

(a) Application Fees

Student Visa 500 has a non-refundable application fee of $710. Visa 407 is $405, and Visa 485 starts at $1,895. These charges are for the main applicant only. Partners and children will attract additional charges.

(b) Other Visa Charges

• Health Insurance - Overseas Student Health Cover (OSHC) policies for unmarried applicants start at $550 per year.
• Language Tests - English language competency tests are several hundred dollars. The IELTS is currently $445.
• Health Examinations - if you are studying to become a health professional, or are deemed high-risk for infectious disease, you’ll need to pay for a health examination as well as any required x-rays and screening tests (eg, tuberculosis). Check with your local healthcare provider for exact costs.

Consultant’s Fees

Migration agent consultant’s fees for a student visa 500 range from $500 to $3000. There is usually an initial consultation fee of $150.

Living Expenses

Use the Australian government’s Cost of Living calculator to estimate your living expenses in Australia for one year. As a guide you should allow at least:

• $24,505 per year for yourself PLUS
• $8,574 per year if you have a partner PLUS
• $3,670 per year for each dependent child

Refunds

When you receive a letter of offer from the university or education provider, carefully read the International Student Fees and Refund Agreement. This will outline the full cost of your course and if you are entitled to refunds.

What happens if my student visa 500 application is rejected by Home Affairs?

If your course has not commenced, your education provider must refund all the course tuition fees, less an administration fee of $500 or 5% of the tuition fees (whichever amount is less).

If your course has already started, your education provider will charge you for the part of the course you have already completed. The unused portion will be refunded, less the administration fee.

What happens if I withdraw from the course for personal reasons?

This is at the discretion of the university or education provider according to their refund policy. The International Student Fees and Refund Agreement is a legally binding document, read it carefully for enrolling.

How to Apply for a Student Visa (step-by-step)

You can apply for a Student Visa 500 using the Home Affairs Australia ImmiAccount portal. You can do this yourself before you leave India.

Step 1. Enrol in course

You must be enrolled in an approved course before you can apply for your student visa 500. Have the electronic Confirmation of Enrolment (CoE), your passport, and supporting documents on hand.

Step 2. Create an ImmiAccount

On the Home Affairs Australia website click on the Create ImmiAcount button. You will need an email address to begin the application.

If you prefer, you can have a Registered Migration Agent create your ImmiAccount and manage the visa application process for you. Make sure they provide a copy of the lodgement details.

Step 3. Upload Supporting Documents

Now upload any requested documents to the portal. As a minimum you will need:

• Indian Passport and identity documents
• Confirmation of Enrolment (CoE) from your university or course provider
• Evidence you have enough money to pay for your course fees, travel, and at least 12 months of living costs.
• English language test results (or exemption)
• Overseas Student Health Cover (OSHC) policy

Documents may be scanned or photographed but must be in full colour with the text clear and legible. Any documents not in English must be translated.

Step 4. Pay Visa Application Fees

Now pay the visa application fee inside the ImmiAccount portal. Payments can be made by Credit Card, PayPal, UnionPay, or BPAY.

If your payment is declined the application will be rejected.

Step 5. Do a Final Check and Lodge

Make sure all your details are correct, you have answered every question, and all your documents have been uploaded. Now hit submit.

Most visa application delays are due to missing documents.

Step 6. Respond to Requests

After you submit your Student Visa 500 application, closely monitor your ImmiAccount and respond quickly to requests for information. You may be required to upload:

• Health examination documents
• Biometric data such as fingerprints and photo scans
• Police Clearance Certificate (PCC)

Don’t wait for the deadline to provide the requested information.

7. Receive Results

You will be notified as soon as your visa is finalised. You will receive your:

• Visa grant number
• Expiry date
• Visa Conditions

Once you have your visa approval you can begin booking flights and accommodation in Australia.

Tips For a Successful Visa Application

Most Student Visa 500 applications are processed within 40-60 days but take the time to read through our best tips to avoid unnecessary delays.

Allow plenty of time

Lodge your visa application well in advance and don’t book your flights or accommodation until after your student visa has been approved.

Turn off auto-correct

Make sure your name is spelled and formatted exactly the same as your passport. Double-check that auto-correct hasn’t made any changes. Use DD/MM/YY formatting.

Your birthday and other important dates must use DD/MM/YY Australian date formatting. So if your birthday is 1st March 1999, enter your birthdate as 01/03/99.

Have non-English documents translated

Documents that are not in English must be translated by a qualified translator. Make sure the translator has included their name, address, phone number, and official stamp on the document.

Make sure scanned documents are readable

If you are photographing or scanning documents, make sure all the text and photographs are clear and nothing has been cut off or blurred out of focus.

Don’t leave anything out

Make sure you answer every question and upload all the required documents, including the Confirmation of Enrolment (CoE) from your education provider. Your visa application cannot proceed until Home Affairs has all your information.

Check your payment has been approved

Visa application fees may be paid with a credit card, debit card, PAYPAL, and BPAY but if your payment is declined your visa application will be rejected.

Quickly respond to requests for information

After you submit your visa application, monitor your ImmiAccount and respond quickly to requests for information such as having a health examination or providing biometric data (eg, fingerprints and facial photos).

Do NOT submit a second application

Even if your visa application seems to be taking a long time, do not submit another application. This will only delay things even more and may result in both applications being cancelled. Visa application fees are non-refundable.

Using a Migration Agent

If you don’t feel comfortable preparing your own visa application, you could have a registered migration agent lodge on your behalf. Registered migration agents are qualified professionals who have extensive knowledge of Australian immigration laws and the visa application process.

To legally assist you, Migration Agents must be accredited by the Office of the Migration Agents Registration Authority (OMARA) and comply with national standards.

Sometimes scammers pretend to be migration agents so they can steal your money. Always follow the advice on the OMARA website steps to choose a registered migration agent before engaging a migration agent and paying the consultant’s fees.

Avoiding Visa Scams

In recent years, there has been a considerable increase in visa scams that target Indian nationals. Read through this section carefully because you don’t want to lose your hard-earned money to scammers or compromise your Australian visa status.

Authorised Agents

Most visa scams involve people who claim to be migration agents but are actually operating illegally. Let’s take a quick look at who is legally authorised to provide advice about visas and charge for their services.

Education Agents— operate from India (and sometimes within Australia) and represent an Australian university or education provider. They are experts on the Australian education system and can manage your course enrolment, provide advice about moving to Australia, and assist you with flights and accommodation.

Education Agents may charge for their services but are NOT permitted to advise you on immigration matters or organise visas.

Authorised Education Agents will be listed on the website of an Australian school, university, or education provider.

Migration Agents — are qualified professionals who have studied Australian immigration law at university. They are regulated by the Australian government and must be registered with the Office of the Migration Agents Registration Authority (OMARA). Migration Agents can manage your visa applications and provide legal advice on a range of immigration issues. They may charge for their services.

Registered Migration Agents have an official registration number and are listed on the Australian government’s OMARA website.

Legal Professionals — Australian qualified lawyers and solicitors can provide immigration advice and can manage your visa applications. They may charge for their services.

Registered lawyers and solicitors are listed on the website of the legal services council in their respective state or territory.

Remember! Always check the credentials of someone who claims to be an authorised agent BEFORE handing over personal information or paying them money.

Warning Signs

Don’t get tricked by fake websites, unqualified opportunists, and illegal agents. Be on your guard if someone:

• Provides an unsolicited offer for visa and migration services via email, post, phone call, text message, website, or in person.
• Has a website, business card, or poster that only includes a first name and cell phone number.
• Wants you to pay out large sums of money in advance.
• Won’t provide their full name, address and MARN (Migration Agent Registration Number).
• Says you have to leave your passport, qualifications, and other original documents with them.
• Asks for your internet banking login, credit card PIN, email password, or other confidential information.
• Offers to organise fake documents and identity photographs.
• Claims they have special relationships or inside connections with Home Affairs Australia and you won’t get a visa without their help.
• Promises they can get you permanent residency or Australian citizenship.
• Offers you a job in Australia where you have to make an upfront payment or give back some of your pay.
• Won’t provide you with a written agreement for services or only has a handwritten agreement.
• Wants you to change education provider or downgrade your course in exchange for cash, gadgets, or event tickets.

Visa Scam Spotlight

A common visa scam that targets Indian nationals is where illegal migration agents try to convince you to switch education providers in the first six months of study — or downgrade your qualification to something cheaper.

They turn up at the airport, Indian student events, and even temple worship -- offering electronic gadgets, cash, event tickets, and travel vouchers as incentives.

Since December 2023, the Australian government has imposed measures to prevent this illegal activity and no longer allows concurrent enrolments.

Don’t get mixed up in this visa scam because you risk having your student visa cancelled, being deported, and losing all the money you paid to the first university or education provider. Even worse, you could be disqualified from future opportunities to live and work in Australia.

Protecting yourself

Real migration agents are registered with the Australian government, adhere to a national code of conduct, provide correct advice, and keep you informed about the progress of your visa application.

We recommend the following best practices to protect yourself against visa scams and fake migration agents.

• Check the agent’s MARN (Migration Agent Registration Number). Genuine agents will provide their full name, address, and MARN, and won’t mind you cross-checking their details on the Register of Migration Agents.
• Ask for a written statement that outlines the services they will be providing, estimated consultant fees, and other costs.
• Never give anyone your passport or original documents. Genuine migration agents and Home Affairs officials will look at the originals, make copies, and then give them back.
• Be careful when providing personal information, especially bank accounts and credit card details. Never disclose your banking login, or any user IDs, passwords, and PIN codes related to your finances. Genuine Migration Agents don’t need these details to process a payment.
• Don’t allow an Education Agent or Migration Agent to include false information in your course enrolment or visa application. Insist on seeing a copy of the applications they have lodged on your behalf.
• Report illegal visa activities and scammers to the authorities in either India (integrity.newdelhi@dfat.gov.au) or Australia (Border Watch Online Report).
• Familiarise yourself with the latest Australian visa scams in India.

Living in Australia

Living in Australia is a fantastic opportunity and you’ll find well-established Indian communities in the major cities and many regional areas too. This section introduces some of the most important considerations for Indian students and will help you plan your trip and get the most from your study experience.

Working in Australia

Australia has plenty of job opportunities for Indian students who want to earn money while studying. Here are your key considerations.

Student Visa Work Restrictions

• New students cannot begin working until after the course has started.
• While your course is in session, you cannot work more than 48 hours per fortnight.
• There are no limits on working hours during official semester breaks and end-of-year breaks.
• While you are working, you must still attend classes and keep your coursework up to date.

Other Work Essentials

Australian employers must pay you (at least) minimum wages according to government standards. This includes:

• Paying you with money (ie, cash, bank deposit).
• Providing written payslips.
• Withdrawing tax and forwarding it to the Australian Taxation Office (ATO).
• Paying superannuation for you.

For more detailed information about working in Australia, including international worker’s rights, taxation requirements, and links to job search tools, read our detailed Living in Australia Guide: Work.

Student Accommodation

The Australian rental and housing market can be very competitive, so begin planning your accommodation as soon as your course enrolment has been confirmed. You can choose from:

• Short-term accommodation — stay in a hostel, AirBNB, or hotel when you first arrive in Australia.
• Rental properties — choose from houses, flats, apartments and studios. You’ll need to pay at least six weeks rent up front, and some of this will be kept as a rental bond.
• Share Accommodation — reduce your expenses by sharing a rental property with relatives, friends, or new housemates.
• On-Campus Accommodation — live on campus in a dormitory or fully furnished studio or shared unit.
• Homestay — live with an Australian family in their private home.

When choosing somewhere to live research the distance from work and university as well as the availability of public transport, shopping centres, mobile service coverage, and internet facilities.

NEED SOME HELP? Find somewhere to live in Australia with our detailed Living in Australia: Accommodation. It unpacks the Australian housing market in detail and includes links to begin your search for student accommodation.

Getting Around

Australia is a large country with a low population density so you’ll find the transport options quite different to India.

Public Transport

Australian cities and highly populated regions have well-established public transport systems that may include buses, trains, trams and light rail, rivercats and harbour ferries.

Public transport in Australia is managed by the different state and territory governments so fares (and the availability of student concessions) can vary greatly between regions.

Taxis and Ridesharing

Australia has a range of taxis, limousines, and rideshare services but you may find them very expensive in regional areas. We recommend comparing taxi fares and rideshare fees before making a booking.

Driving in Australia

If you are living in a rural zone or regional city, or have practical assignments in the field, driving is another option for Indian students. Australia also drives on the left side of the road and you can use your Indian driver’s licence for the first three months. After that, you will need a state or territory-issued driver’s licence.

For more details about driving, public transport, taxis and rideshare services, check our Living in Australia: Transport guide. You’ll find links to the major public transport networks and information about timetables, fares, and student concessions.

Banking and Finances

Australia’s official currency is the AUD $ Australian Dollar and your life will be much easier with an Australian bank account. Most young Australians don’t carry cash, preferring to pay for meals, groceries, and entertainment with one-tap bank cards and digital wallets.

There are a large number of quality banks in Australia and most of them will allow you to open an account online before you leave India. Once you arrive in Australia, visit a branch and submit your electronic Confirmation of Enrolment (eCoE), passport, and tax ID documents.

Time Zones and Daylight Saving

Australia is a big country with three (3) different time zones as well as daylight saving times (DST).Get to know the timezone and DST practices in your study location so you can begin scheduling your coursework and keep in touch with family and friends back in India.

What is Australian DST?From October to March each year, some states and territories advance their clocks by one hour so there is more daylight in the afternoons and evenings to enjoy the great outdoors.

Phone and Internet

International students need reliable phone and internet service and you should get yourself an Australian SIM card as soon as you arrive. Free WIFI is available at some shopping malls, libraries, and cafes, but it’s unlikely to be sufficient for your long-term needs.

Australia operates on the 4G and 5G networks, with the 3G network phased out from December 2023. If you’re bringing your phone from India, make sure it operates on 4G or 5G.

The key mobile phone providers in Australia are Telstra, Optus, Vodafone, TPG, Southern Phone, Woolworths, Virgin Mobile, ALDImobile, amaysim, and Kogan — but there are plenty more too.

Before buying a phone or SIM card or signing up for a plan, check the available service coverage. Australia is a large country and some of the cheaper mobile phone providers don’t have service in smaller cities, regional, and rural areas.

Indian Community in Australia

India is the second-largest (and the fastest-growing) ethnic group in Australia. You’ll find established Indian communities in most Australian locations that often include access to:

• Indian restaurants, groceries, and specialty stores.
• Hindu temples.
• Indian membership associations.
• Indian newspapers and print media.
• Indian TV, radio, and live broadcast news.

No matter where you choose to live in Australia, Indian students can expect an open and friendly culture and feel safe and supported during their international study experience.

Useful Contacts for Indian Students

Government of India

Ministry of External Affairs, Government of India, Consular, Passport, and Visa Division: https://www.mea.gov.in/cpv.htm#412

MADAD Student Registration Portal

The Ministry of External Affairs, Government of India recommends that international students register with the local Indian Embassy/Consulate before leaving India using the MADAD portal: https://portal2.madad.gov.in/AppConsular/user/RegistrationBaseAction?request_locale=en

Indian Embassies and Consulates in Australia

High Commission of India: https://www.hcicanberra.gov.in/

Online Consular Services - Apply for a new Indian passport, get a Police Clearance Certificate (PCC), replace a lost or damaged passport, change registered address, and other consular services: https://services.vfsglobal.com/aus/en/ind/apply-passport

Indian Student Registration - Register your details with the High Commission while you are living in Australia: https://www.hcicanberra.gov.in/student_strnd_register.php

India In Australia Facebook Page: https://www.facebook.com/IndianHighCommissionCanberraAustralia/

Consulate General of India, Sydney: https://www.cgisydney.gov.in/

Consulate General of India, Melbourne: https://www.cgimelbourne.gov.in/

Consulate General of India, Perth: https://cgiperth.gov.in/

Other Useful Contacts

Department of Home Affairs, Australia - Get information about entering and leaving Australia, applying for a visa, or becoming an Australian citizen: https://immi.homeaffairs.gov.au/home

Overseas Student’s Ombudsman - Make a complaint about an Australian private education provider where you are studying or have been attempting to enrol: https://www.ombudsman.gov.au/complaints/international-student-complaints

Indian Associations - Find associations that connect Indian nationals who are living, working, and studying in Australia: https://www.hcicanberra.gov.in/page/indian-associations-in-australia/

Indian Support Centre - Access domestic support services from a dedicated non-profit organisation as you adapt to Australian life and culture: https://indiansupportcenter.org.au/