FNS40120

Certificate IV In Credit Management

Nationally Recognised Vocational Education and Training (VET)

The FNS40120 Certificate IV In Credit Management is great for students seeking careers with financial institutions like banks, loan companies and brokerage firms. During the course students complete 12 units and graduate with the practical skills to assess credit applications, manage overdue customer accounts, and recover bad or doubtful debts. Students also gain the knowledge to work confidently within the finance and lending industry’s compliance framework.

The FNS40120 Certificate IV In Credit Management is a nationally recognised training qualification and part of the official Financial Services Training Package.

Study mode Online
Duration 15 months
Estimated fee* Unknown
* Fees are indicative only and vary based on your circumstances and eligibility for government funding.

Nationally recognised training

VET qualifications are nationally recognised and regulated, ensuring all courses meet rigorous standards for quality, relevance, and compliance with industry requirements.

Get job-ready

Graduate with the skills you need to start working right away. Build the practical skills and industry knowledge needed to enter the workforce with confidence.

Financial support

Government funding may be available for eligible students. Funding is available for vocational education courses that meet skills shortages on a state level.

Entry requirements

Entry requirements for VET courses include both national standards and additional criteria set by individual Registered Training Organisations (RTOs).

It’s important to review these requirements for each course provider to ensure you meet all necessary prerequisites before applying.

  • There are no mandated entry requirements.
  • Additional entry requirements are set by individual course providers

Course fees

Course fees vary depending on the course provider.

Government funding may be available to Australian citizens or permanent residents. Eligibility depends on your location, employment status, and whether the course and provider are approved for funding.

Estimated Fee* Unknown
NSW
  • NSW Subsidised Training This training may be subsidised by the NSW Government for eligible individuals. Places are limited.
Enquire with a course provider to check your eligibility.
*Showing course fees for all providers. Some providers may not be available in your area.

Career opportunities

The Certificate IV In Credit Management will prepare you for the following roles.

Credit Officer

A Credit Officer processes applications for credit from potential borrowers. You might work for a bank, other financial institution or for a lendin...

Avg yearly income $69,992
Entry barriers Low

Lending Officer

A Lending Officer processes applications from customers wishing to borrow money. You’ll analyse the information in their application to determine i...

Avg yearly income $79,976
Entry barriers Low

Credit Manager

A Credit Manager oversees the processing of loan applications for a bank, financial broker or other financial institution. You might manage a team ...

Avg yearly income $124,800
Entry barriers Low

Credit Specialist

A Credit Specialist works in the loan application department of a bank or financial institution or for a credit brokerage company. You’ll assess lo...

Avg yearly income $89,960
Entry barriers Low

Loan Administrator

A Loan Administrator performs a range of administrative tasks in the credit department of a bank, financial institution or brokerage company. You m...

Avg yearly income $65,000
Entry barriers Low

Find a course provider

Compare all providers for the Certificate IV In Credit Management available in your area to find the right fit for you.

Australian College of Commerce & Management
Australian College of Commerce & Management
Online
15 Months (Full-time)